Important Legal Information

Last update: December 28, 2020

Welcome to Sirsco.com or one of the other websites owned by Securities Industry Records Services, LLC ("SIRS"). By using this website or a similar web site managed by SIRS for our various co-brand partners ("Websites"), you signify your assent, without limitation or qualification, to the following terms and conditions of use. Please read these terms and conditions carefully before using the Website. SIRS may at any time revise these terms and conditions by updating this posting. Because you are bound by any revisions to this statement, you should periodically revisit this page to review the then current terms and conditions by which you are bound.

SIRS Guarantee

If you are not completely satisfied with your order, call SIRS's Customer Service Department at 866.568.7151 or send email to Customer Supportfor a product exchange or refund.

Use of this Web Site

All content and information provided by SIRS on its Web site, including but not limited to text, data, images, graphics and charts, is owned by or licensed to SIRS and/or its licensed content providers. This content and information is protected by copyright and intellectual property laws. All rights reserved. No part of SIRS's Web site content or information may be reproduced, uploaded, transmitted, distributed, sold, published, or used for any commercial purpose without the express written consent of SIRS. Use of the information is for private, noncommercial use only.

Trademark Policy

SIRS® is the trademark of Securities Industry Records Services, LLC, registered in the United States and other jurisdictions.

Copyright Policy

All Rights Reserved. All course materials offered by SIRS are copyrighted by either SIRS or its licensed content providers. No part of SIRS's course content may be reproduced, retransmitted, distributed, sold, published, broadcasted or circulated including individuals in the same company or organization without the express written consent of SIRS. Course content shipped in paper book formats or received electronically via the Internet may be displayed or printed for your personal, non-commercial use only. Purchase of a course includes a license for one person to use the course materials for a period of 12 months from the date of shipment or activation. It is not permissible to distribute files containing course materials or printed versions of course materials to individuals who have not purchased the course(s) without express written consent from SIRS. It is also not permissible to make the course materials available to others over a computer network, Intranet, Internet, or any other storage, transmittal, or retrieval system. Although great effort has been made to ensure SIRS's course content contains accurate and timely information, it is provided with the understanding that the authors and publishers are not engaged in rendering legal, accounting, tax or other professional advice. If professional advice is required, the services of a competent advisor should be sought.

For Informational Purposes Only

All content and material on the SIRS Website is copyrighted and reserved to SIRS and/or its licensed content providers. It is intended to be used for informational purposes only. All products and services offered by SIRS are not available in all states or license types. Information provided on this Website is believed to be accurate and reliable when posted. SIRS cannot guarantee that information will be accurate, complete, and current at all times. The Websites may also contain technical inaccuracies or typographical errors. SIRS will from time to time revise the information, products, and services described in the Websites, and SIRS reserves the right to make such changes without notice.

Privacy Statement

At no time will SIRS sell personal information we receive from you to anyone else. Information submitted to the Websites for purchases, registration, or personalized services will be used to fulfill orders as well as customer identification and notification purposes. From time to time SIRS or its co-brand partners may send its customers information about products or services related to their profession. SIRS's Websites are designed to allow our customers to access their own accounts - securing personal information from the public. For the purpose of advertising, certain generic website information is collected. None of this information can be connected to any individual SIRS user. SIRS uses industry-standard encryption technologies to safeguard your information. All financial transactions conducted through SIRS are encrypted for your security and protection. By using the Websites you agree to the collection and use of certain information by SIRS.

Links to Other Internet Sites

Links to other Internet sites ("hyperlinks") are included only as a convenience for you as a visitor to our Websites. SIRS makes no judgments or warranties with respect to the accuracy, timeliness, or suitability of the content of any of these hyperlinks, and SIRS assumes no liability for the content or presentation of the hyperlinks. By providing a hyperlink to a service or third-party website, SIRS does not endorse the linked service or website, its content, or its sponsoring organization. We encourage you to read the Privacy Statements of each and every website that you link to. Please note that these websites may or may not have privacy policies and those policies may be more or less restrictive than SIRS 's privacy policy.

Viruses

There is always the possibility of unknowingly acquiring computer viruses on the Internet and thus we want to warn you about infections or viral contamination on your system. It is your responsibility to scan any and all downloaded materials received from the Internet. SIRS shall not be responsible or liable for any damage caused by viruses or related hazards, whether or not that virus or hazard resulted from a visit to the Websites. You, and not SIRS, assume the entire cost of all necessary servicing, repairs, or correction related to computer viruses.

Security

SIRS takes standard precautions in seeking to ensure that our systems are secure and that they meet industry standards, including the application of firewalls for our Internet-based systems. When appropriate, SIRS employs the use of encryption technologies, user authentication systems (e.g., passwords and personal identification numbers) and access control mechanisms.

Information provided "As Is"

THE MATERIALS CONTAINED IN THE SIRS WEBSITES ARE PROVIDED "AS IS" AND WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. SIRS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. SIRS DOES NOT WARRANT THAT THE ACCESS TO THE SIRS WEBSITES WILL BE UNINTERRUPTED, THAT THE MATERIALS CONTAINED THEREIN WILL BE ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SIRS WEBSITES OR SERVERS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Limitation of Damages

UNDER NO CIRCUMSTANCES SHALL SIRS BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE THE MATERIALS ON THE WEBSITES, EVEN IF SIRS OR AN AUTHORIZED AGENT OR BROKER, CONTRACTOR, OR REPRESENTATIVE OF SIRS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. If applicable law does not permit the exclusion or limitation of liability or certain categories of damages, the above limitation or exclusion may not apply to you. In no event, however, shall SIRS's total liability to you for all damages, losses, or causes of action exceed the amount paid by you, if any, for accessing this website.

Other Terms and Conditions

By processing an order with SIRS, or through a Website, you agree that the number of courses selected is within a close proximity to the number of courses required to satisfy relevant Bank Secrecy Act (“BSA”) regulations and that SIRS has the right to cancel any order we believe excessively exceeds your BSA regulatory requirement. In addition, you understand SIRS may terminate your access to courses that are not completed within 12 months from the time of your order. You agree that SIRS has the right to terminate an account at any time if SIRS has reason to believe that the user is fraudulently accessing the courses for unauthorized reasons. If you have questions concerning any of SIRS's Important Legal Information, please feel free to contact us by calling our Customer Service Department at 866.568.7151or send email to Customer Support.